Many of the biggest insurance companies have long offered drivers the chance to qualify for discounts by plugging a device into their car that tracks things like how far they drive, how fast they drive, and how hard they brake.

Now Electric Insurance Co., a small insurer based in Beverly, Massachusetts, set up 50 years ago to serve General Electric employees, is offering its version of what’s called telematics in a test run in Ohio. But instead of attaching a device to your car, Electric Insurance’s version works through your smartphone.

The app is called Great Driver and was developed by Cambridge Mobile Telematics. The insurer expects to eventually expand it across the U.S.

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